In order to survive the current economic crisis and go on to thrive you need to make and keep a commitment to follow in the footsteps of people that have come before you, committed, survived, and went on to thrive.

   Are you willing to Commit to learning something new that will help you live your best life sooner rather than later?

   We are only seeking stable people looking for a long term full-time or part time career and have found the best way to achieve that objective on a mutually beneficial basis is to restrict new Associate trainees to part-time participation for a 90 day probationary period where we mutually determine if we are a good fit for each other in an informal U Earn While yoU Learn training capacity in our proprietary UEWUL training that requires a Commitment from you to enter.

   Your initial Commitment is to join our AFNC Community  to get access to the Private Platform where our UEWUL training will be held.

   When you don't need a job to earn an income, you are Financially Free and you're not hungry, so you only work when and if you WANT to, not because you have to, which is why we're short of Associates, and will be forever, as most people have better uses for their time (like family, friends, & hobbies) than going to work when they don't have to. (wouldn't you?) We have a well worn path to help get you there.

Joe Says: read that paragraph above slowly and out loud 2 to 5 times to really get the message. When you do 'get it' don't wait for us to follow up or chase you, you'll be in for a very long wait, unless you are dealing with a rookie, which is OK as soon they will be the only ones you'll be able to talk to if you're not a Team Leader or Manager and soon rookies will have more people to talk to than time to talk to them too, that's an ongoing challenge due to demand for what we do.

   Since you have not done what we do you will be taken out of your comfort zone for a while once you et on the inside because we do hings differently and think different which is how we thrived for more than 50 years.

   Go to the AFNC link now and choose a monthly or annual Membership.

  Your Membership is your first demonstration of your commitment and gets you into our proprietary U Earn While yoU Learn training.

   For a limited time Founding Memberships are available that can save you some money on an already inexpensive Membership.

   When you are ready you can make your full commitment to demonstrate that you are a serious candidate and not just a curiosity seeker or someone looking for something for nothing.

   This is especially important if you have any desire to move into a leadership role where your income grows exponentially based on your work AND the work completed by your team.

  Make your full Commitment with the < -  - orange tab on the left to get your Commitment Agreement when you are ready to commit fully.
   You will start out talking to people who want to sell their home and complete our data form. We can buy their home as is on their schedule saving them the real estate commission.

   You will also talk to people with a property for rent, and candidates that responded to one of our open roles and complete te appropriate forms.

   Once you get the hang of those 3 forms you will move to talking to people that are behind in the property tax payments and complete the Property tax Assistance Qualfication form.

   You will pick up some deal knowledge while you earn & learn if you pay attention, and our earn and learn programs are available to assist you.

   But if we don't have your commitment, you can't start, earn, or learn.

   We need your Commitment and you need some skin in the game to ensure you keep your Commitment.

   If you are Committed to earning 6 figures & have made the choice to become an Associate and would like to grow into a leadership role pay your Associate Commitment Fee below.

   You will give up on you before we give up on you, and that is the original reasoning behind the Commitment Fee and our tuition reimbursement program.

   We planned our UEWUL Training to enable you to earn between $25 and $40 per hour for the hours you actually work plus bonuses. You will find that your bonuses quickly become the lion's share of your income.

"Effort only fully releases its reward after a person refuses to quit." ~ Napoleon Hill

Your $400.00 Associate Commitment Fee on the original 1 & done payment plan is there to insure you don't give up on yourself. (
the same since 1978 and less than Joe's hourly rate.

Associate Commitment Fee $400

  We need your Commitment not your money. (it is reimbursed over and above money that you earn)

 If you are not fully committed to finishing what you start, just opt out now, and go on with your life, we only want you if you're committed.

   If you are not willing to invest in yourself, or your business, just get a job, and remain;  . . .

Just Over Broke,

   . . .  an active Associate may be wiling to throw you some contract work to get more free time as they have more than ample cash flow to with which to do it.

   Many of them have the primary responsibility in deals to 'Be the Bank', they collect plenty of checks so they can pay you to do what they don't want to do so they can do other things.

"The more you seek security, the less of it you have. But the more you seek opportunity, the more likely it is that you will achieve the security that you desire." — Brian Tracy

"It is literally true that you can succeed best and quickest by helping others to succeed." 

— Napolean Hil

Side note: We planned our UEWUL Training to enable you to earn between $25 and $40 per hour for the hours you actually work plus bonuses.

But let's say you are an under performer, you only work 10 hours per week, and only earn $20 per hour, and don't get any bonuses because your work is sub par;

There are 13 weeks in your 90 day probation so you would only earn $2,600 for the 13 weeks work and get your $400 Commitment Fee back on top of it for a total of $3,000 and we would wish you good bye, and good luck, since more than likely we wouldn't invite you to stay on, unless there was a compelling reasonable explanation for your under performance at your Career Planning Interview.


Your bonuses will make up the lion's share of your income in training and beyond.

You need to Commit and you need Skin in the Game or we can't help you. Commit Now using the button above before we raise the Commitment Fee to $999, it's coming soon.


   In the event the $400 Commitment Fee poses a hardship for you, remember; nothing meaningful in life comes easy.

But if your hardship is real, and temporary, you can explore our payment plan options by clicking here.

"Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent.." 

— Calvin Coolidge
30th President of the United States